Compassionate Credit Score Specialist in Philadelphia, PA
With the increased cost of living and inflation, it is no surprise that many Americans are living with debt. The higher that amount of debt goes, the more likely their credit scores will sink. These lower credit scores mean higher loan interest rates and premiums, which can cost you a lot of money in the long term. Bad credit can also prevent you from enjoying some of the most significant major life events, such as buying a home, a car, or retiring.
There is something you can do about your credit score with services from Allen & Allen, Inc. Our credit score specialist in Philadelphia, PA, is ready to help you not just better understand your current score, but also show you how you can begin to repair it. Contact us today to learn more about how we can help you repair your credit history.
How Our Credit Score Specialist Assists You
Sets Expectations – Bad credit is usually closely related to your spending habits. That means it isn’t likely to disappear overnight. At the beginning of your first consultation, your credit specialist will help you set realistic goals and expectations for your credit education so that you can feel confident in the process of repairing your credit.
Gives Advice – If you are dealing with bad credit, you probably need financial advice. As your credit score specialist, we help you better understand your financial situation so you can begin creating goals to help you get your finances back on track in a reasonable amount of time.
Disputes Errors - The Federal Trade Commission found that one in four Americans have at least one significant error on their credit report. These errors can end up causing considerable damage to your credit score. By disputing and removing this incorrect information, we are able to help you build good credit quickly.
Helps You Practice Accountability – Repairing your credit is not a walk in the park; the first step is admitting you might have some poor spending habits. That is why your credit specialist is likely to check in on you to ensure you are utilizing the credit education they have provided to you and taking a proactive approach to repairing your credit score.