CREDIT CONSULTING SERVICES

 

Credit Services

At Allen & Allen Inc., we provide credit education and consulting services designed to help consumers better understand their credit reports and financial profiles.

Our team offers general information, educational resources, and personalized guidance to assist you in reviewing your credit report, identifying information that may be inaccurate or incomplete, and understanding the steps you may take to address such items directly with credit reporting agencies or creditors.

We are committed to providing consistent, timely service focused on education and transparency, so you can make informed decisions about your financial future.

As part of our service, clients are provided access to a secure portal to monitor updates to their credit information through third-party tools.

Six-Month Service Refund Policy

We stand behind the services we agree to provide. Eligible consumers who complete our full six-month program and receive no qualifying deletion, correction, or modification of information disputed through our services may request a refund of eligible service fees, subject to the complete terms and eligibility requirements of our Refund Policy.

Important Notice:
We do not guarantee specific deletions, credit score increases, or credit outcomes.

Consumers have the right to obtain and review their credit reports and dispute inaccurate or incomplete information directly with credit reporting agencies at no cost. Our services are not affiliated with or endorsed by any government agency.

Mission Statement:
Our mission is to provide educational guidance and resources that empower individuals to better understand their credit and make informed financial decisions.

Contact us by email to learn more about our services, including eligibility requirements, and to speak with a member of our team.

Office Hours: 9:00 a.m. – 4:00 p.m. EST

 

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Disclaimer:

Our services are educational and designed to help consumers better understand their credit reports, consumer rights, and available options for addressing information that may be inaccurate, incomplete, or unverifiable. We provide credit education, credit file review, and recommendations based on the information you provide.

We do not guarantee the removal of any negative information, the deletion of any account, creditor response, approval for financing, or any specific improvement to your credit score or credit profile. Results vary based on each consumer’s individual circumstances.

Consumer Reporting Agencies (CRAs) are responsible for conducting reinvestigations of disputed information and determining whether information is modified, updated, or removed in accordance with applicable law. Creditors, data furnishers, and CRAs ultimately determine how information is reported, updated, or verified.